Homeowners Financial Group USA in Kansas vs the state
28.6%Denial rate+13.54 pts vs state
50.0%Decision denial rate+31.72 pts vs state
28.6%Origination rate-35.25 pts vs state
6.38%Median rate-0.25 pts vs state
0.04Rate spread (pts)-0.26 pts vs state
$88kMedian applicant income
2Loans originated
2Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 8 | 6 | 0.0% | 6.88% | #366 |
| 2025 | 7 | 2 | 28.6% | 6.38% | #382 |
What Homeowners Financial Group USA lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Homeowners Financial Group USA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 5 | 2 | 0 | 0.0% |
| Butler County | 2 | 0 | 2 | 100.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 7 applications in 2025, of which 2 were originated and 2 denied.
28.6% of all applications, or 50.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Homeowners Financial Group USA originated in Kansas in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Homeowners Financial Group USA's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology