Homebridge Financial Services · Nebraska · 2025

Homebridge Financial Services in Nebraska: approval rate, denial rate and rates (2025)

Homebridge Financial Services took 31 mortgage applications in Nebraska in 2025, ranking #172 of 565 lenders active in the state. It originated 64.5% of them and denied 12.9% (15.4% of the applications it decided), against a statewide denial rate of 12.5%.

31Applicationsin NE
15.4%Decision denial ratestate 15.1%
10.37%Median ratestate 6.63%
$165,000Median loanstate $185,000
$2.5MVolume11 counties

Homebridge Financial Services in Nebraska vs the state

12.9%Denial rate+0.37 pts vs state
15.4%Decision denial rate+0.24 pts vs state
64.5%Origination rate-2.76 pts vs state
10.37%Median rate+3.75 pts vs state
-0.35Rate spread (pts)-0.57 pts vs state
$106kMedian applicant income
20Loans originated
4Denied

Trend in Nebraska

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023281425.0%6.88%#155
2024342032.4%8.00%#154
2025312012.9%10.37%#172

What Homebridge Financial Services lends in Nebraska

By loan purpose

Home purchase 5 16% · 40.0% denied
Refinance 10 32% · 20.0% denied
Cash-out refinance 1 3% · 0.0% denied
Home improvement 7 23% · 0.0% denied
Other / HELOC 8 26% · 0.0% denied

By loan type

Conventional 16 52% · 0.0% denied
FHA 6 19% · 33.3% denied
VA 9 29% · 22.2% denied

Why it denied Nebraska applicants

Credit history 1 25%
Collateral 1 25%
Insufficient cash 1 25%
Unverifiable information 1 25%

Where in Nebraska

Counties with the most Homebridge Financial Services applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Douglas County 1252 16.7%
Lancaster County 751 14.3%
Scotts Bluff County 330 0.0%
Lincoln County 210 0.0%
Clay County 110 0.0%
Phelps County 101 100.0%
Seward County 110 0.0%
Keith County 110 0.0%
Kimball County 110 0.0%
Cheyenne County 110 0.0%

Other large lenders in Nebraska

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 3,38417.6%6.75%
Pinnacle BankB 3,3714.3%6.95%
First National Bank of OmahaC 2,90219.6%7.00%
Charter West BankC 2,2586.6%6.50%
U.S. BankD 2,16332.9%6.99%
Veridian Credit UnionB 2,0519.8%6.49%
West Gate BankA 2,0405.0%6.50%
CentrisB 2,00216.3%6.25%
Union Bank and TrustB 1,83510.0%6.50%
Mortgage Research CenterC 1,65112.5%6.25%

Frequently asked questions

Nebraska: 31 applications in 2025, of which 20 were originated and 4 denied.

12.9% of all applications, or 15.4% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.

The median rate on loans Homebridge Financial Services originated in Nebraska in 2025 was 10.37%, against a statewide median of 6.63%.

About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology