Homebridge Financial Services in Maryland vs the state
22.6%Denial rate+3.82 pts vs state
25.2%Decision denial rate+1.07 pts vs state
65.7%Origination rate+10.00 pts vs state
9.41%Median rate+2.79 pts vs state
0.06Rate spread (pts)-0.19 pts vs state
$133kMedian applicant income
276Loans originated
95Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 284 | 140 | 37.0% | 6.88% | #105 |
| 2024 | 428 | 251 | 22.9% | 10.60% | #94 |
| 2025 | 420 | 276 | 22.6% | 9.41% | #103 |
What Homebridge Financial Services lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Homebridge Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 74 | 43 | 24 | 32.4% |
| Baltimore County | 63 | 40 | 18 | 28.6% |
| Baltimore city | 60 | 34 | 20 | 33.3% |
| Montgomery County | 48 | 32 | 7 | 14.6% |
| Anne Arundel County | 40 | 28 | 7 | 17.5% |
| Howard County | 19 | 17 | 1 | 5.3% |
| Frederick County | 18 | 12 | 3 | 16.7% |
| Harford County | 17 | 15 | 2 | 11.8% |
| Allegany County | 13 | 10 | 2 | 15.4% |
| Charles County | 12 | 7 | 3 | 25.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 420 applications in 2025, of which 276 were originated and 95 denied.
22.6% of all applications, or 25.2% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Homebridge Financial Services originated in Maryland in 2025 was 9.41%, against a statewide median of 6.63%.
About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology