HomeBank in Missouri vs the state
1.2%Denial rate-13.86 pts vs state
1.3%Decision denial rate-17.38 pts vs state
90.9%Origination rate+28.25 pts vs state
—Median rate
—Rate spread (pts)
$100kMedian applicant income
150Loans originated
2Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 166 | 139 | 4.2% | 7.50% | #179 |
| 2024 | 158 | 134 | 4.4% | 7.75% | #198 |
| 2025 | 165 | 150 | 1.2% | — | #207 |
What HomeBank lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most HomeBank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 64 | 61 | 1 | 1.6% |
| Lewis County | 19 | 17 | 0 | 0.0% |
| Audrain County | 14 | 14 | 0 | 0.0% |
| Ralls County | 12 | 9 | 0 | 0.0% |
| Boone County | 9 | 6 | 1 | 11.1% |
| Clark County | 6 | 5 | 0 | 0.0% |
| Knox County | 5 | 5 | 0 | 0.0% |
| Adair County | 4 | 4 | 0 | 0.0% |
| St. Charles County | 4 | 4 | 0 | 0.0% |
| St. Louis County | 4 | 3 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 165 applications in 2025, of which 150 were originated and 2 denied.
1.2% of all applications, or 1.3% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are HomeBank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology