Home Loan Investment Bank in South Carolina vs the state
27.0%Denial rate+8.72 pts vs state
38.5%Decision denial rate+14.99 pts vs state
40.5%Origination rate-16.07 pts vs state
9.25%Median rate+2.75 pts vs state
5.37Rate spread (pts)+5.15 pts vs state
$94kMedian applicant income
15Loans originated
10Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 27 | 8 | 33.3% | 10.10% | #387 |
| 2024 | 37 | 14 | 46.0% | 8.25% | #366 |
| 2025 | 37 | 15 | 27.0% | 9.25% | #379 |
What Home Loan Investment Bank lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Home Loan Investment Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Spartanburg County | 4 | 2 | 1 | 25.0% |
| Berkeley County | 3 | 1 | 1 | 33.3% |
| Lexington County | 3 | 0 | 1 | 33.3% |
| Horry County | 3 | 3 | 0 | 0.0% |
| Sumter County | 2 | 1 | 0 | 0.0% |
| Greenville County | 2 | 1 | 0 | 0.0% |
| York County | 2 | 1 | 0 | 0.0% |
| Cherokee County | 2 | 0 | 1 | 50.0% |
| Fairfield County | 2 | 0 | 2 | 100.0% |
| Anderson County | 2 | 1 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 37 applications in 2025, of which 15 were originated and 10 denied.
27.0% of all applications, or 38.5% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Home Loan Investment Bank originated in South Carolina in 2025 was 9.25%, against a statewide median of 6.50%.
About this data. Figures are Home Loan Investment Bank's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology