Home Loan Investment Bank · Connecticut · 2025

Home Loan Investment Bank in Connecticut: approval rate, denial rate and rates (2025)

Home Loan Investment Bank took 22 mortgage applications in Connecticut in 2025, ranking #285 of 687 lenders active in the state. It originated 50.0% of them and denied 27.3% (35.3% of the applications it decided), against a statewide denial rate of 17.4%.

22Applicationsin CT
35.3%Decision denial ratestate 21.6%
6.88%Median ratestate 6.63%
$25,000Median loanstate $245,000
$3.0MVolume6 counties

Home Loan Investment Bank in Connecticut vs the state

27.3%Denial rate+9.87 pts vs state
35.3%Decision denial rate+13.70 pts vs state
50.0%Origination rate-10.38 pts vs state
6.88%Median rate+0.25 pts vs state
0.24Rate spread (pts)+0.01 pts vs state
$114kMedian applicant income
11Loans originated
6Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023371727.0%7.25%#225
2024412914.6%6.99%#234
2025221127.3%6.88%#285

What Home Loan Investment Bank lends in Connecticut

By loan purpose

Home purchase 6 27% · 0.0% denied
Refinance 1 5% · 0.0% denied
Cash-out refinance 3 14% · 33.3% denied
Home improvement 12 55% · 41.7% denied

By loan type

Conventional 8 36% · 0.0% denied
FHA 14 64% · 42.9% denied

Why it denied Connecticut applicants

Credit history 3 50%
Debt-to-income ratio 2 33%
Other 1 17%

Where in Connecticut

Counties with the most Home Loan Investment Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09150 981 11.1%
09140 603 50.0%
09170 310 0.0%
09120 211 50.0%
09130 101 100.0%
09180 110 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 22 applications in 2025, of which 11 were originated and 6 denied.

27.3% of all applications, or 35.3% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Home Loan Investment Bank originated in Connecticut in 2025 was 6.88%, against a statewide median of 6.63%.

About this data. Figures are Home Loan Investment Bank's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology