Home Loan Investment Bank in Arizona vs the state
26.7%Denial rate+10.44 pts vs state
57.1%Decision denial rate+36.73 pts vs state
20.0%Origination rate-39.48 pts vs state
8.25%Median rate+1.75 pts vs state
4.58Rate spread (pts)+4.36 pts vs state
$149kMedian applicant income
3Loans originated
4Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 15 | 2 | 53.3% | 6.95% | #453 |
| 2024 | 24 | 7 | 20.8% | 6.99% | #386 |
| 2025 | 15 | 3 | 26.7% | 8.25% | #450 |
What Home Loan Investment Bank lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Home Loan Investment Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 10 | 2 | 2 | 20.0% |
| Pinal County | 2 | 1 | 0 | 0.0% |
| Yuma County | 1 | 0 | 0 | 0.0% |
| Pima County | 1 | 0 | 1 | 100.0% |
| Navajo County | 1 | 0 | 1 | 100.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 15 applications in 2025, of which 3 were originated and 4 denied.
26.7% of all applications, or 57.1% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Home Loan Investment Bank originated in Arizona in 2025 was 8.25%, against a statewide median of 6.50%.
About this data. Figures are Home Loan Investment Bank's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology