Hiawatha National Bank · Minnesota · 2025

Hiawatha National Bank in Minnesota: approval rate, denial rate and rates (2025)

Hiawatha National Bank took 25 mortgage applications in Minnesota in 2025, ranking #369 of 870 lenders active in the state. It originated 100.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 13.6%.

25Applicationsin MN
0.0%Decision denial ratestate 16.4%
Median ratestate 6.63%
$275,000Median loanstate $215,000
$8.4MVolume11 counties

Hiawatha National Bank in Minnesota vs the state

0.0%Denial rate-13.60 pts vs state
0.0%Decision denial rate-16.35 pts vs state
100.0%Origination rate+33.63 pts vs state
Median rate
Rate spread (pts)
$156kMedian applicant income
25Loans originated
0Denied

Trend in Minnesota

YearApplicationsOriginatedDenial rateMedian rateRank in state
202332300.0%#339
202424214.2%#367
202525250.0%#369

What Hiawatha National Bank lends in Minnesota

By loan purpose

Home purchase 11 44% · 0.0% denied
Refinance 7 28% · 0.0% denied
Cash-out refinance 6 24% · 0.0% denied
Home improvement 1 4% · 0.0% denied

By loan type

Conventional 25 100% · 0.0% denied

Where in Minnesota

Counties with the most Hiawatha National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Washington County 550 0.0%
Ramsey County 550 0.0%
Anoka County 330 0.0%
Chisago County 330 0.0%
Goodhue County 220 0.0%
Hennepin County 220 0.0%
Stearns County 110 0.0%
Olmsted County 110 0.0%
Pine County 110 0.0%
Carver County 110 0.0%

Other large lenders in Minnesota

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 8,69410.6%6.38%
U.S. BankD 8,62430.4%7.88%
Bell BankA 7,9875.3%6.63%
Rocket MortgageC 7,63016.3%6.63%
Trustone Financial Credit UnionC 6,06620.0%7.25%
Affinity PlusC 5,43814.6%6.63%
Blaze Credit UnionB 4,07412.3%6.38%
Wings Financial Credit UnionA 3,96016.4%7.25%
Crosscountry MortgageB 3,9422.1%6.63%
Fairway Independent MortgageB 3,3273.2%6.75%

Frequently asked questions

Minnesota: 25 applications in 2025, of which 25 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Hiawatha National Bank's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology