Hfg Holdings · Minnesota · 2025

Hfg Holdings in Minnesota: approval rate, denial rate and rates (2025)

Hfg Holdings took 41 mortgage applications in Minnesota in 2025, ranking #318 of 870 lenders active in the state. It originated 0.0% of them and denied 22.0% (100.0% of the applications it decided), against a statewide denial rate of 13.6%.

41Applicationsin MN
100.0%Decision denial ratestate 16.4%
Median ratestate 6.63%
$215,000Median loanstate $215,000
$0Volume25 counties

Hfg Holdings in Minnesota vs the state

22.0%Denial rate+8.35 pts vs state
100.0%Decision denial rate+83.65 pts vs state
0.0%Origination rate-66.37 pts vs state
Median rate
Rate spread (pts)
$68kMedian applicant income
0Loans originated
9Denied

Trend in Minnesota

YearApplicationsOriginatedDenial rateMedian rateRank in state
20246104.9%#242
202541022.0%#318

What Hfg Holdings lends in Minnesota

By loan purpose

Home purchase 18 44% · 33.3% denied
Refinance 6 15% · 0.0% denied
Cash-out refinance 17 41% · 17.7% denied

By loan type

Conventional 29 71% · 13.8% denied
FHA 10 24% · 50.0% denied
VA 2 5% · 0.0% denied

Why it denied Minnesota applicants

Credit history 6 67%
Debt-to-income ratio 3 33%

Where in Minnesota

Counties with the most Hfg Holdings applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hennepin County 701 14.3%
Anoka County 401 25.0%
Wright County 301 33.3%
Winona County 301 33.3%
Benton County 300 0.0%
Dakota County 201 50.0%
Blue Earth County 101 100.0%
McLeod County 100 0.0%
Stearns County 100 0.0%
Washington County 100 0.0%

Other large lenders in Minnesota

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 8,69410.6%6.38%
U.S. BankD 8,62430.4%7.88%
Bell BankA 7,9875.3%6.63%
Rocket MortgageC 7,63016.3%6.63%
Trustone Financial Credit UnionC 6,06620.0%7.25%
Affinity PlusC 5,43814.6%6.63%
Blaze Credit UnionB 4,07412.3%6.38%
Wings Financial Credit UnionA 3,96016.4%7.25%
Crosscountry MortgageB 3,9422.1%6.63%
Fairway Independent MortgageB 3,3273.2%6.75%

Frequently asked questions

Minnesota: 41 applications in 2025, of which 0 were originated and 9 denied.

22.0% of all applications, or 100.0% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Hfg Holdings's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology