Hartford Funding in Georgia vs the state
25.0%Denial rate+5.78 pts vs state
40.0%Decision denial rate+14.93 pts vs state
25.0%Origination rate-29.09 pts vs state
6.25%Median rate-0.38 pts vs state
0.59Rate spread (pts)+0.32 pts vs state
$99kMedian applicant income
2Loans originated
2Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 4 | 33.3% | 7.81% | #674 |
| 2024 | 11 | 3 | 18.2% | 7.13% | #633 |
| 2025 | 8 | 2 | 25.0% | 6.25% | #706 |
What Hartford Funding lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Hartford Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Richmond County | 1 | 0 | 0 | 0.0% |
| Newton County | 1 | 1 | 0 | 0.0% |
| Paulding County | 1 | 0 | 1 | 100.0% |
| Douglas County | 1 | 0 | 0 | 0.0% |
| Crisp County | 1 | 0 | 0 | 0.0% |
| Clayton County | 1 | 0 | 0 | 0.0% |
| Columbia County | 1 | 1 | 0 | 0.0% |
| Gwinnett County | 1 | 0 | 1 | 100.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 8 applications in 2025, of which 2 were originated and 2 denied.
25.0% of all applications, or 40.0% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Hartford Funding originated in Georgia in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Hartford Funding's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology