Hartford Federal Credit Union in Connecticut vs the state
25.0%Denial rate+7.60 pts vs state
29.3%Decision denial rate+7.66 pts vs state
60.5%Origination rate+0.10 pts vs state
6.00%Median rate-0.63 pts vs state
—Rate spread (pts)
$123kMedian applicant income
75Loans originated
31Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 96 | 49 | 33.3% | 6.50% | #140 |
| 2024 | 115 | 60 | 30.4% | 6.49% | #141 |
| 2025 | 124 | 75 | 25.0% | 6.00% | #152 |
What Hartford Federal Credit Union lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most Hartford Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09110 | 104 | 66 | 24 | 23.1% |
| 09160 | 8 | 4 | 3 | 37.5% |
| 09140 | 5 | 1 | 3 | 60.0% |
| 09130 | 4 | 3 | 0 | 0.0% |
| 09150 | 2 | 1 | 1 | 50.0% |
| 09170 | 1 | 0 | 0 | 0.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 124 applications in 2025, of which 75 were originated and 31 denied.
25.0% of all applications, or 29.3% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans Hartford Federal Credit Union originated in Connecticut in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are Hartford Federal Credit Union's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology