Harborone Mortgage · Connecticut · 2025

Harborone Mortgage in Connecticut: approval rate, denial rate and rates (2025)

Harborone Mortgage took 20 mortgage applications in Connecticut in 2025, ranking #301 of 687 lenders active in the state. It originated 75.0% of them and denied 15.0% (16.7% of the applications it decided), against a statewide denial rate of 17.4%.

20Applicationsin CT
16.7%Decision denial ratestate 21.6%
6.75%Median ratestate 6.63%
$315,000Median loanstate $245,000
$5.1MVolume6 counties

Harborone Mortgage in Connecticut vs the state

15.0%Denial rate-2.40 pts vs state
16.7%Decision denial rate-4.92 pts vs state
75.0%Origination rate+14.62 pts vs state
6.75%Median rate+0.13 pts vs state
0.26Rate spread (pts)+0.03 pts vs state
$130kMedian applicant income
15Loans originated
3Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
202319130.0%6.63%#288
2024221413.6%6.69%#276
2025201515.0%6.75%#301

What Harborone Mortgage lends in Connecticut

By loan purpose

Home purchase 17 85% · 17.7% denied
Cash-out refinance 3 15% · 0.0% denied

By loan type

Conventional 18 90% · 11.1% denied
FHA 1 5% · 0.0% denied
VA 1 5% · 100.0% denied

Why it denied Connecticut applicants

Other 1 33%
Collateral 1 33%
Debt-to-income ratio 1 33%

Where in Connecticut

Counties with the most Harborone Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09110 871 12.5%
09180 431 25.0%
09170 321 33.3%
09150 310 0.0%
09140 110 0.0%
09130 110 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 20 applications in 2025, of which 15 were originated and 3 denied.

15.0% of all applications, or 16.7% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Harborone Mortgage originated in Connecticut in 2025 was 6.75%, against a statewide median of 6.63%.

About this data. Figures are Harborone Mortgage's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology