Griffin Funding in Maryland vs the state
33.3%Denial rate+14.53 pts vs state
60.0%Decision denial rate+35.87 pts vs state
22.2%Origination rate-33.49 pts vs state
8.06%Median rate+1.44 pts vs state
2.18Rate spread (pts)+1.93 pts vs state
$133kMedian applicant income
2Loans originated
3Denied
What Griffin Funding lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Griffin Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Garrett County | 2 | 1 | 0 | 0.0% |
| Anne Arundel County | 2 | 0 | 2 | 100.0% |
| Baltimore County | 2 | 0 | 1 | 50.0% |
| Montgomery County | 1 | 1 | 0 | 0.0% |
| Frederick County | 1 | 0 | 0 | 0.0% |
| Caroline County | 1 | 0 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 9 applications in 2025, of which 2 were originated and 3 denied.
33.3% of all applications, or 60.0% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Griffin Funding originated in Maryland in 2025 was 8.06%, against a statewide median of 6.63%.
About this data. Figures are Griffin Funding's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology