Griffin Funding · Idaho · 2025

Griffin Funding in Idaho: approval rate, denial rate and rates (2025)

Griffin Funding took 6 mortgage applications in Idaho in 2025, ranking #318 of 595 lenders active in the state. It originated 0.0% of them and denied 16.7% (100.0% of the applications it decided), against a statewide denial rate of 14.5%.

6Applicationsin ID
100.0%Decision denial ratestate 17.5%
Median ratestate 6.63%
$410,000Median loanstate $265,000
$0Volume3 counties

Griffin Funding in Idaho vs the state

16.7%Denial rate+2.22 pts vs state
100.0%Decision denial rate+82.48 pts vs state
0.0%Origination rate-63.02 pts vs state
Median rate
Rate spread (pts)
$656kMedian applicant income
0Loans originated
1Denied

What Griffin Funding lends in Idaho

By loan purpose

Refinance 4 67% · 25.0% denied
Cash-out refinance 2 33% · 0.0% denied

By loan type

Conventional 6 100% · 16.7% denied

Why it denied Idaho applicants

Collateral 1 100%

Where in Idaho

Counties with the most Griffin Funding applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Bonneville County 400 0.0%
Ada County 101 100.0%
Kootenai County 100 0.0%

Other large lenders in Idaho

LenderGradeApplicationsDenial rateMedian rate
Idaho Central Credit UnionA 15,64416.5%7.00%
Rocket MortgageC 4,39113.3%6.63%
United Shore Financial ServicesB 3,9439.1%6.12%
Premier Mortgage ResourcesB 2,5042.7%6.25%
Mountain America Federal Credit UnionD 2,32337.7%7.24%
Guild MortgageA 2,3203.4%6.50%
U.S. BankD 2,16128.6%7.35%
Loandepot.ComD 1,62214.2%6.50%
Glacier BankD 1,50714.5%6.88%
Pennymac Loan ServicesC 1,29710.8%6.50%

Frequently asked questions

Idaho: 6 applications in 2025, of which 0 were originated and 1 denied.

16.7% of all applications, or 100.0% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Griffin Funding's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology