Griffin Funding in Georgia vs the state
4.4%Denial rate-14.87 pts vs state
11.1%Decision denial rate-13.96 pts vs state
30.4%Origination rate-23.66 pts vs state
7.38%Median rate+0.75 pts vs state
1.25Rate spread (pts)+0.98 pts vs state
$330kMedian applicant income
7Loans originated
1Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 13 | 5 | 15.4% | 12.38% | #615 |
| 2025 | 23 | 7 | 4.4% | 7.38% | #550 |
What Griffin Funding lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Griffin Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 8 | 1 | 1 | 12.5% |
| Bartow County | 2 | 1 | 0 | 0.0% |
| DeKalb County | 2 | 1 | 0 | 0.0% |
| Henry County | 2 | 1 | 0 | 0.0% |
| Douglas County | 1 | 0 | 0 | 0.0% |
| Camden County | 1 | 0 | 0 | 0.0% |
| Oconee County | 1 | 0 | 0 | 0.0% |
| Clayton County | 1 | 1 | 0 | 0.0% |
| Richmond County | 1 | 0 | 0 | 0.0% |
| Monroe County | 1 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 23 applications in 2025, of which 7 were originated and 1 denied.
4.4% of all applications, or 11.1% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Griffin Funding originated in Georgia in 2025 was 7.38%, against a statewide median of 6.63%.
About this data. Figures are Griffin Funding's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology