Green Belt Bank & Trust · Iowa · 2025

Green Belt Bank & Trust in Iowa: approval rate, denial rate and rates (2025)

Green Belt Bank & Trust took 76 mortgage applications in Iowa in 2025, ranking #174 of 739 lenders active in the state. It originated 94.7% of them and denied 4.0% (4.0% of the applications it decided), against a statewide denial rate of 12.9%.

76Applicationsin IA
4.0%Decision denial ratestate 15.3%
Median ratestate 6.50%
$105,000Median loanstate $135,000
$8.8MVolume13 counties

Green Belt Bank & Trust in Iowa vs the state

4.0%Denial rate-8.91 pts vs state
4.0%Decision denial rate-11.31 pts vs state
94.7%Origination rate+26.28 pts vs state
Median rate
Rate spread (pts)
$82kMedian applicant income
72Loans originated
3Denied

Trend in Iowa

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023118975.9%#129
202486728.1%#161
202576724.0%#174

What Green Belt Bank & Trust lends in Iowa

By loan purpose

Home purchase 43 57% · 0.0% denied
Refinance 26 34% · 7.7% denied
Cash-out refinance 1 1% · 100.0% denied
Home improvement 5 7% · 0.0% denied
Other / HELOC 1 1% · 0.0% denied

By loan type

Conventional 76 100% · 4.0% denied

Where in Iowa

Counties with the most Green Belt Bank & Trust applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hardin County 32292 6.3%
Grundy County 17170 0.0%
Franklin County 660 0.0%
Butler County 651 16.7%
Story County 330 0.0%
Tama County 330 0.0%
Hamilton County 220 0.0%
Webster County 220 0.0%
Sioux County 110 0.0%
Henry County 110 0.0%

Other large lenders in Iowa

LenderGradeApplicationsDenial rateMedian rate
GREENSTATE Credit UnionB 13,8295.9%6.50%
Veridian Credit UnionB 8,7258.9%6.49%
Rocket MortgageC 3,76122.7%6.63%
Hills Bank and TrustA 3,4346.1%6.25%
U.S. BankD 2,72025.7%7.00%
Dupaco CommunityA 2,66916.1%7.00%
Community Choice Credit UnionB 2,65311.8%6.13%
Iowa Bankers MortgageB 2,42315.4%6.50%
Broker SolutionsD 2,3866.4%6.75%
Northwest BankA 2,1815.7%6.38%

Frequently asked questions

Iowa: 76 applications in 2025, of which 72 were originated and 3 denied.

4.0% of all applications, or 4.0% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Green Belt Bank & Trust's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology