Great Southern Bank · Nebraska · 2025

Great Southern Bank in Nebraska: approval rate, denial rate and rates (2025)

Great Southern Bank took 21 mortgage applications in Nebraska in 2025, ranking #197 of 565 lenders active in the state. It originated 76.2% of them and denied 14.3% (15.0% of the applications it decided), against a statewide denial rate of 12.5%.

21Applicationsin NE
15.0%Decision denial ratestate 15.1%
6.50%Median ratestate 6.63%
$105,000Median loanstate $185,000
$2.7MVolume6 counties

Great Southern Bank in Nebraska vs the state

14.3%Denial rate+1.76 pts vs state
15.0%Decision denial rate-0.14 pts vs state
76.2%Origination rate+8.91 pts vs state
6.50%Median rate-0.13 pts vs state
0.09Rate spread (pts)-0.13 pts vs state
$113kMedian applicant income
16Loans originated
3Denied

Trend in Nebraska

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023281728.6%6.50%#154
202416918.8%6.75%#191
2025211614.3%6.50%#197

What Great Southern Bank lends in Nebraska

By loan purpose

Home purchase 7 33% · 0.0% denied
Refinance 7 33% · 14.3% denied
Home improvement 1 5% · 0.0% denied
Other / HELOC 6 29% · 33.3% denied

By loan type

Conventional 21 100% · 14.3% denied

Why it denied Nebraska applicants

Debt-to-income ratio 1 33%
Incomplete application 1 33%
Collateral 1 33%

Where in Nebraska

Counties with the most Great Southern Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Dakota County 12100 0.0%
Douglas County 431 25.0%
Washington County 211 50.0%
Sarpy County 110 0.0%
Dixon County 110 0.0%
Richardson County 101 100.0%

Other large lenders in Nebraska

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 3,38417.6%6.75%
Pinnacle BankB 3,3714.3%6.95%
First National Bank of OmahaC 2,90219.6%7.00%
Charter West BankC 2,2586.6%6.50%
U.S. BankD 2,16332.9%6.99%
Veridian Credit UnionB 2,0519.8%6.49%
West Gate BankA 2,0405.0%6.50%
CentrisB 2,00216.3%6.25%
Union Bank and TrustB 1,83510.0%6.50%
Mortgage Research CenterC 1,65112.5%6.25%

Frequently asked questions

Nebraska: 21 applications in 2025, of which 16 were originated and 3 denied.

14.3% of all applications, or 15.0% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.

The median rate on loans Great Southern Bank originated in Nebraska in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Great Southern Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology