Grand Savings Bank · Arkansas · 2025

Grand Savings Bank in Arkansas: approval rate, denial rate and rates (2025)

Grand Savings Bank took 91 mortgage applications in Arkansas in 2025, ranking #159 of 802 lenders active in the state. It originated 96.7% of them and denied 1.1% (1.1% of the applications it decided), against a statewide denial rate of 18.2%.

91Applicationsin AR
1.1%Decision denial ratestate 23.1%
Median ratestate 6.63%
$305,000Median loanstate $165,000
$30MVolume3 counties

Grand Savings Bank in Arkansas vs the state

1.1%Denial rate-17.09 pts vs state
1.1%Decision denial rate-22.03 pts vs state
96.7%Origination rate+39.87 pts vs state
Median rate
Rate spread (pts)
$153kMedian applicant income
88Loans originated
1Denied

Trend in Arkansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
202369588.7%#173
202449490.0%#204
202591881.1%#159

What Grand Savings Bank lends in Arkansas

By loan purpose

Home purchase 69 76% · 0.0% denied
Refinance 20 22% · 5.0% denied
Home improvement 2 2% · 0.0% denied

By loan type

Conventional 91 100% · 1.1% denied

Where in Arkansas

Counties with the most Grand Savings Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Benton County 68680 0.0%
Washington County 21181 4.8%
Carroll County 220 0.0%

Other large lenders in Arkansas

LenderGradeApplicationsDenial rateMedian rate
Arvest BankC 9,74814.4%7.00%
Rocket MortgageC 5,85420.1%6.63%
ARKANSAS Federal Credit UnionF 4,43923.6%7.50%
Vanderbilt Mortgage and FinanceF 3,49138.4%10.25%
21st MortgageF 3,25046.6%9.69%
Mortgage Research CenterC 2,76718.3%6.25%
Regions BankC 2,64640.0%6.13%
Firsttrust Home LoansB 2,5900.5%6.49%
United Shore Financial ServicesB 2,45613.3%6.12%
Triad Financial ServicesD 2,13354.2%8.68%

Frequently asked questions

Arkansas: 91 applications in 2025, of which 88 were originated and 1 denied.

1.1% of all applications, or 1.1% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Grand Savings Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology