Grand Bank for Savings · Ohio · 2025

Grand Bank for Savings in Ohio: approval rate, denial rate and rates (2025)

Grand Bank for Savings took 5 mortgage applications in Ohio in 2025, ranking #721 of 1,092 lenders active in the state. It originated 60.0% of them and denied 20.0% (25.0% of the applications it decided), against a statewide denial rate of 17.7%.

5Applicationsin OH
25.0%Decision denial ratestate 21.9%
9.00%Median ratestate 6.88%
$195,000Median loanstate $155,000
$465kVolume3 counties

Grand Bank for Savings in Ohio vs the state

20.0%Denial rate+2.31 pts vs state
25.0%Decision denial rate+3.11 pts vs state
60.0%Origination rate+0.10 pts vs state
9.00%Median rate+2.13 pts vs state
2.45Rate spread (pts)+2.07 pts vs state
$73kMedian applicant income
3Loans originated
1Denied

Trend in Ohio

YearApplicationsOriginatedDenial rateMedian rateRank in state
202315126.7%9.13%#563
20249611.1%9.06%#626
20255320.0%9.00%#721

What Grand Bank for Savings lends in Ohio

By loan purpose

Home purchase 4 80% · 25.0% denied
Other / HELOC 1 20% · 0.0% denied

By loan type

Conventional 5 100% · 20.0% denied

Why it denied Ohio applicants

Credit history 1 100%

Where in Ohio

Counties with the most Grand Bank for Savings applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Warren County 311 33.3%
Butler County 110 0.0%
Hamilton County 110 0.0%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 5 applications in 2025, of which 3 were originated and 1 denied.

20.0% of all applications, or 25.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

The median rate on loans Grand Bank for Savings originated in Ohio in 2025 was 9.00%, against a statewide median of 6.88%.

About this data. Figures are Grand Bank for Savings's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology