GoPrime Mortgage in North Carolina vs the state
2.2%Denial rate-15.84 pts vs state
2.6%Decision denial rate-20.18 pts vs state
81.5%Origination rate+23.65 pts vs state
6.50%Median rate0.00 pts vs state
0.16Rate spread (pts)+0.08 pts vs state
$103kMedian applicant income
659Loans originated
18Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 975 | 685 | 6.0% | 6.63% | #78 |
| 2024 | 931 | 701 | 9.1% | 6.63% | #81 |
| 2025 | 809 | 659 | 2.2% | 6.50% | #97 |
What GoPrime Mortgage lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most GoPrime Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wake County | 136 | 110 | 3 | 2.2% |
| Moore County | 126 | 103 | 4 | 3.2% |
| Buncombe County | 68 | 53 | 2 | 2.9% |
| Henderson County | 65 | 51 | 0 | 0.0% |
| Lincoln County | 32 | 27 | 0 | 0.0% |
| Johnston County | 32 | 27 | 0 | 0.0% |
| Craven County | 21 | 17 | 0 | 0.0% |
| Durham County | 21 | 17 | 0 | 0.0% |
| Hoke County | 21 | 17 | 3 | 14.3% |
| Harnett County | 21 | 17 | 0 | 0.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 809 applications in 2025, of which 659 were originated and 18 denied.
2.2% of all applications, or 2.6% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans GoPrime Mortgage originated in North Carolina in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are GoPrime Mortgage's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology