GoodLeap in Florida vs the state
25.0%Denial rate+3.89 pts vs state
29.9%Decision denial rate+2.68 pts vs state
44.5%Origination rate-8.18 pts vs state
6.99%Median rate+0.37 pts vs state
0.08Rate spread (pts)-0.19 pts vs state
$76kMedian applicant income
819Loans originated
459Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,191 | 465 | 25.7% | 5.75% | #131 |
| 2024 | 1,355 | 562 | 24.9% | 5.99% | #117 |
| 2025 | 1,840 | 819 | 25.0% | 6.99% | #99 |
What GoodLeap lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most GoodLeap applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Duval County | 152 | 76 | 36 | 23.7% |
| Hillsborough County | 126 | 62 | 17 | 13.5% |
| Broward County | 124 | 50 | 37 | 29.8% |
| Brevard County | 111 | 48 | 26 | 23.4% |
| Orange County | 109 | 44 | 31 | 28.4% |
| Pinellas County | 103 | 51 | 25 | 24.3% |
| Polk County | 99 | 49 | 27 | 27.3% |
| Palm Beach County | 92 | 36 | 29 | 31.5% |
| Miami-Dade County | 91 | 42 | 19 | 20.9% |
| Pasco County | 77 | 35 | 19 | 24.7% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 1,840 applications in 2025, of which 819 were originated and 459 denied.
25.0% of all applications, or 29.9% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans GoodLeap originated in Florida in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are GoodLeap's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology