Goldman Sachs Bank USA in Florida vs the state
14.3%Denial rate-6.77 pts vs state
18.1%Decision denial rate-9.14 pts vs state
62.4%Origination rate+9.72 pts vs state
5.65%Median rate-0.97 pts vs state
-0.08Rate spread (pts)-0.35 pts vs state
$680kMedian applicant income
83Loans originated
19Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 147 | 94 | 15.7% | 5.38% | #427 |
| 2024 | 112 | 66 | 21.4% | 6.15% | #466 |
| 2025 | 133 | 83 | 14.3% | 5.65% | #437 |
What Goldman Sachs Bank USA lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Goldman Sachs Bank USA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Palm Beach County | 24 | 22 | 2 | 8.3% |
| Miami-Dade County | 22 | 14 | 1 | 4.5% |
| Collier County | 17 | 11 | 1 | 5.9% |
| Hillsborough County | 9 | 4 | 2 | 22.2% |
| Orange County | 7 | 4 | 1 | 14.3% |
| Lee County | 6 | 3 | 2 | 33.3% |
| Broward County | 6 | 4 | 1 | 16.7% |
| Duval County | 5 | 1 | 3 | 60.0% |
| Indian River County | 5 | 4 | 0 | 0.0% |
| Walton County | 4 | 4 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 133 applications in 2025, of which 83 were originated and 19 denied.
14.3% of all applications, or 18.1% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Goldman Sachs Bank USA originated in Florida in 2025 was 5.65%, against a statewide median of 6.63%.
About this data. Figures are Goldman Sachs Bank USA's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology