Goldman Sachs Bank USA · Connecticut · 2025

Goldman Sachs Bank USA in Connecticut: approval rate, denial rate and rates (2025)

Goldman Sachs Bank USA took 31 mortgage applications in Connecticut in 2025, ranking #257 of 687 lenders active in the state. It originated 74.2% of them and denied 9.7% (10.7% of the applications it decided), against a statewide denial rate of 17.4%.

31Applicationsin CT
10.7%Decision denial ratestate 21.6%
5.60%Median ratestate 6.63%
$1,655,000Median loanstate $245,000
$55MVolume5 counties

Goldman Sachs Bank USA in Connecticut vs the state

9.7%Denial rate-7.72 pts vs state
10.7%Decision denial rate-10.88 pts vs state
74.2%Origination rate+13.81 pts vs state
5.60%Median rate-1.03 pts vs state
-0.11Rate spread (pts)-0.35 pts vs state
$738kMedian applicant income
23Loans originated
3Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
202332203.1%5.70%#243
2024231713.0%6.30%#274
202531239.7%5.60%#257

What Goldman Sachs Bank USA lends in Connecticut

By loan purpose

Home purchase 11 35% · 9.1% denied
Refinance 9 29% · 11.1% denied
Cash-out refinance 4 13% · 25.0% denied
Other / HELOC 7 23% · 0.0% denied

By loan type

Conventional 31 100% · 9.7% denied

Why it denied Connecticut applicants

Collateral 2 67%
Other 1 33%

Where in Connecticut

Counties with the most Goldman Sachs Bank USA applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09190 22171 4.5%
09110 311 33.3%
09180 321 33.3%
09160 220 0.0%
09120 110 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 31 applications in 2025, of which 23 were originated and 3 denied.

9.7% of all applications, or 10.7% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Goldman Sachs Bank USA originated in Connecticut in 2025 was 5.60%, against a statewide median of 6.63%.

About this data. Figures are Goldman Sachs Bank USA's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology