Gold Star Mortgage Financial Group in Virginia vs the state
1.9%Denial rate-14.03 pts vs state
2.8%Decision denial rate-17.42 pts vs state
60.5%Origination rate+0.99 pts vs state
6.63%Median rate0.00 pts vs state
0.20Rate spread (pts)-0.02 pts vs state
$135kMedian applicant income
95Loans originated
3Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 83 | 53 | 3.6% | 6.50% | #288 |
| 2024 | 122 | 72 | 0.8% | 6.63% | #254 |
| 2025 | 157 | 95 | 1.9% | 6.63% | #233 |
What Gold Star Mortgage Financial Group lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Gold Star Mortgage Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince William County | 23 | 16 | 0 | 0.0% |
| Loudoun County | 21 | 10 | 0 | 0.0% |
| Fairfax County | 21 | 11 | 0 | 0.0% |
| Newport News city | 10 | 3 | 0 | 0.0% |
| Chesterfield County | 6 | 6 | 0 | 0.0% |
| Lynchburg city | 6 | 4 | 0 | 0.0% |
| Alexandria city | 6 | 3 | 0 | 0.0% |
| Fauquier County | 5 | 4 | 0 | 0.0% |
| Arlington County | 5 | 3 | 0 | 0.0% |
| Virginia Beach city | 4 | 2 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 157 applications in 2025, of which 95 were originated and 3 denied.
1.9% of all applications, or 2.8% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Gold Star Mortgage Financial Group originated in Virginia in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Gold Star Mortgage Financial Group's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology