Gold Star Mortgage Financial Group in New Mexico vs the state
2.9%Denial rate-15.69 pts vs state
3.8%Decision denial rate-20.91 pts vs state
70.4%Origination rate+17.05 pts vs state
6.63%Median rate0.00 pts vs state
0.29Rate spread (pts)-0.09 pts vs state
$84kMedian applicant income
145Loans originated
6Denied
Trend in New Mexico
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 22 | 16 | 0.0% | 6.75% | #183 |
| 2024 | 109 | 84 | 0.9% | 6.50% | #91 |
| 2025 | 206 | 145 | 2.9% | 6.63% | #75 |
What Gold Star Mortgage Financial Group lends in New Mexico
By loan purpose
By loan type
Why it denied New Mexico applicants
Where in New Mexico
Counties with the most Gold Star Mortgage Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bernalillo County | 98 | 69 | 1 | 1.0% |
| Valencia County | 29 | 28 | 0 | 0.0% |
| Sandoval County | 20 | 17 | 1 | 5.0% |
| Santa Fe County | 9 | 7 | 1 | 11.1% |
| Otero County | 7 | 2 | 2 | 28.6% |
| Doña Ana County | 7 | 4 | 1 | 14.3% |
| Socorro County | 6 | 3 | 0 | 0.0% |
| Chaves County | 6 | 3 | 0 | 0.0% |
| Torrance County | 5 | 2 | 0 | 0.0% |
| Lincoln County | 4 | 2 | 0 | 0.0% |
Other large lenders in New Mexico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 4,440 | 20.5% | 6.75% |
| 21st Mortgage | F | 3,992 | 45.5% | 9.60% |
| United Shore Financial Services | B | 3,251 | 12.8% | 6.13% |
| Guild Mortgage | A | 3,186 | 4.3% | 6.63% |
| Nusenda | D | 2,962 | 13.7% | 8.00% |
| Waterstone Mortgage | C | 2,740 | 3.2% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 2,085 | 46.4% | 9.99% |
| Sunward Federal Credit Union | B | 1,765 | 9.1% | 6.50% |
| Mortgage Research Center | C | 1,683 | 15.9% | 6.25% |
| Primary Residential Mortgage | C | 1,497 | 4.9% | 6.63% |
Frequently asked questions
New Mexico: 206 applications in 2025, of which 145 were originated and 6 denied.
2.9% of all applications, or 3.8% of the applications it actually decided on. The New Mexico statewide average across all lenders was 18.6%.
The median rate on loans Gold Star Mortgage Financial Group originated in New Mexico in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Gold Star Mortgage Financial Group's own HMDA filing for properties located in New Mexico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology