Georgia'S Own · Connecticut · 2025

Georgia'S Own in Connecticut: approval rate, denial rate and rates (2025)

Georgia'S Own took 22 mortgage applications in Connecticut in 2025, ranking #289 of 687 lenders active in the state. It originated 63.6% of them and denied 31.8% (33.3% of the applications it decided), against a statewide denial rate of 17.4%.

22Applicationsin CT
33.3%Decision denial ratestate 21.6%
8.50%Median ratestate 6.63%
$260,000Median loanstate $245,000
$4.5MVolume7 counties

Georgia'S Own in Connecticut vs the state

31.8%Denial rate+14.42 pts vs state
33.3%Decision denial rate+11.74 pts vs state
63.6%Origination rate+3.26 pts vs state
8.50%Median rate+1.88 pts vs state
1.33Rate spread (pts)+1.09 pts vs state
$206kMedian applicant income
14Loans originated
7Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
202313110.0%11.00%#315
2024221136.4%10.25%#279
2025221431.8%8.50%#289

What Georgia'S Own lends in Connecticut

By loan purpose

Home purchase 5 23% · 60.0% denied
Refinance 2 9% · 0.0% denied
Other / HELOC 15 68% · 26.7% denied

By loan type

Conventional 22 100% · 31.8% denied

Why it denied Connecticut applicants

Debt-to-income ratio 3 43%
Collateral 2 29%
Other 1 14%
Credit history 1 14%

Where in Connecticut

Counties with the most Georgia'S Own applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09190 954 44.4%
09110 531 20.0%
09120 330 0.0%
09170 211 50.0%
09130 110 0.0%
09160 101 100.0%
09140 110 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 22 applications in 2025, of which 14 were originated and 7 denied.

31.8% of all applications, or 33.3% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Georgia'S Own originated in Connecticut in 2025 was 8.50%, against a statewide median of 6.63%.

About this data. Figures are Georgia'S Own's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology