Geo-Corp in Florida vs the state
6.4%Denial rate-14.69 pts vs state
10.2%Decision denial rate-17.06 pts vs state
56.2%Origination rate+3.49 pts vs state
6.88%Median rate+0.25 pts vs state
1.11Rate spread (pts)+0.84 pts vs state
$103kMedian applicant income
150Loans originated
17Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 50 | 31 | 8.0% | 7.38% | #627 |
| 2024 | 216 | 107 | 10.2% | 7.13% | #367 |
| 2025 | 267 | 150 | 6.4% | 6.88% | #326 |
What Geo-Corp lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Geo-Corp applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Osceola County | 50 | 25 | 3 | 6.0% |
| Miami-Dade County | 38 | 19 | 0 | 0.0% |
| Polk County | 32 | 22 | 3 | 9.4% |
| Orange County | 23 | 14 | 1 | 4.3% |
| Broward County | 15 | 9 | 2 | 13.3% |
| Volusia County | 12 | 6 | 0 | 0.0% |
| Lee County | 11 | 9 | 1 | 9.1% |
| Lake County | 11 | 8 | 1 | 9.1% |
| St. Johns County | 10 | 8 | 1 | 10.0% |
| Hillsborough County | 9 | 3 | 1 | 11.1% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 267 applications in 2025, of which 150 were originated and 17 denied.
6.4% of all applications, or 10.2% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Geo-Corp originated in Florida in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Geo-Corp's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology