Genway Home Mortgage in Virginia vs the state
35.3%Denial rate+19.35 pts vs state
44.4%Decision denial rate+24.19 pts vs state
44.1%Origination rate-15.40 pts vs state
7.50%Median rate+0.88 pts vs state
1.97Rate spread (pts)+1.75 pts vs state
$99kMedian applicant income
30Loans originated
24Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 7 | 3 | 28.6% | 6.75% | #600 |
| 2025 | 68 | 30 | 35.3% | 7.50% | #337 |
What Genway Home Mortgage lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Genway Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Chesterfield County | 6 | 1 | 4 | 66.7% |
| Stafford County | 6 | 3 | 2 | 33.3% |
| Chesapeake city | 5 | 2 | 2 | 40.0% |
| Loudoun County | 4 | 4 | 0 | 0.0% |
| Suffolk city | 4 | 0 | 2 | 50.0% |
| Newport News city | 4 | 2 | 2 | 50.0% |
| Richmond city | 3 | 1 | 2 | 66.7% |
| Norfolk city | 3 | 0 | 1 | 33.3% |
| Prince William County | 3 | 0 | 2 | 66.7% |
| Bedford County | 3 | 2 | 1 | 33.3% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 68 applications in 2025, of which 30 were originated and 24 denied.
35.3% of all applications, or 44.4% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Genway Home Mortgage originated in Virginia in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Genway Home Mortgage's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology