Genway Home Mortgage in Michigan vs the state
38.2%Denial rate+19.72 pts vs state
53.1%Decision denial rate+30.48 pts vs state
33.8%Origination rate-26.07 pts vs state
8.13%Median rate+1.38 pts vs state
2.64Rate spread (pts)+2.24 pts vs state
$79kMedian applicant income
23Loans originated
26Denied
What Genway Home Mortgage lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Genway Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wayne County | 22 | 5 | 12 | 54.5% |
| Macomb County | 11 | 2 | 6 | 54.5% |
| Oakland County | 8 | 5 | 1 | 12.5% |
| Genesee County | 5 | 4 | 0 | 0.0% |
| Muskegon County | 4 | 4 | 0 | 0.0% |
| St. Clair County | 4 | 1 | 2 | 50.0% |
| Arenac County | 2 | 0 | 1 | 50.0% |
| Saginaw County | 2 | 2 | 0 | 0.0% |
| Washtenaw County | 2 | 0 | 1 | 50.0% |
| Bay County | 2 | 0 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 68 applications in 2025, of which 23 were originated and 26 denied.
38.2% of all applications, or 53.1% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Genway Home Mortgage originated in Michigan in 2025 was 8.13%, against a statewide median of 6.75%.
About this data. Figures are Genway Home Mortgage's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology