Genway Home Mortgage in Idaho vs the state
20.0%Denial rate+5.55 pts vs state
50.0%Decision denial rate+32.48 pts vs state
20.0%Origination rate-43.02 pts vs state
10.25%Median rate+3.63 pts vs state
3.59Rate spread (pts)+3.43 pts vs state
$105kMedian applicant income
1Loans originated
1Denied
What Genway Home Mortgage lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Genway Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Nez Perce County | 1 | 0 | 0 | 0.0% |
| Kootenai County | 1 | 0 | 1 | 100.0% |
| Gem County | 1 | 0 | 0 | 0.0% |
| Jefferson County | 1 | 0 | 0 | 0.0% |
| Benewah County | 1 | 1 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 5 applications in 2025, of which 1 were originated and 1 denied.
20.0% of all applications, or 50.0% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Genway Home Mortgage originated in Idaho in 2025 was 10.25%, against a statewide median of 6.63%.
About this data. Figures are Genway Home Mortgage's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology