Genisys Credit Union · Oklahoma · 2025

Genisys Credit Union in Oklahoma: approval rate, denial rate and rates (2025)

Genisys Credit Union took 9 mortgage applications in Oklahoma in 2025, ranking #416 of 821 lenders active in the state. It originated 66.7% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.9%.

9Applicationsin OK
0.0%Decision denial ratestate 22.9%
5.50%Median ratestate 6.63%
$605,000Median loanstate $165,000
$5.8MVolume3 counties

Genisys Credit Union in Oklahoma vs the state

0.0%Denial rate-17.92 pts vs state
0.0%Decision denial rate-22.87 pts vs state
66.7%Origination rate+10.57 pts vs state
5.50%Median rate-1.13 pts vs state
0.00Rate spread (pts)-0.35 pts vs state
$455kMedian applicant income
6Loans originated
0Denied

What Genisys Credit Union lends in Oklahoma

By loan purpose

Home purchase 7 78% · 0.0% denied
Refinance 2 22% · 0.0% denied

By loan type

Conventional 9 100% · 0.0% denied

Where in Oklahoma

Counties with the most Genisys Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Oklahoma County 660 0.0%
Tulsa County 200 0.0%
Pontotoc County 100 0.0%

Other large lenders in Oklahoma

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,99024.0%6.75%
First United Bank and TrustC 5,6305.9%6.88%
Arvest BankC 5,38717.6%7.00%
21st MortgageF 5,21746.8%9.83%
BancFirstC 4,79910.0%7.38%
BOKFD 4,22720.2%6.63%
Mortgage Research CenterC 4,01218.8%6.25%
United Shore Financial ServicesB 3,73513.8%6.13%
Associated MortgageA 3,2130.7%6.50%
Vanderbilt Mortgage and FinanceF 2,61038.3%9.75%

Frequently asked questions

Oklahoma: 9 applications in 2025, of which 6 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.

The median rate on loans Genisys Credit Union originated in Oklahoma in 2025 was 5.50%, against a statewide median of 6.63%.

About this data. Figures are Genisys Credit Union's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology