Fundloans Capital in Tennessee vs the state
11.8%Denial rate-5.38 pts vs state
18.2%Decision denial rate-3.50 pts vs state
52.9%Origination rate-5.14 pts vs state
7.63%Median rate+1.00 pts vs state
2.49Rate spread (pts)+2.26 pts vs state
$591kMedian applicant income
9Loans originated
2Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 4 | 11.1% | 6.25% | #637 |
| 2024 | 5 | 1 | 20.0% | 8.88% | #728 |
| 2025 | 17 | 9 | 11.8% | 7.63% | #563 |
What Fundloans Capital lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Fundloans Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Williamson County | 6 | 5 | 1 | 16.7% |
| Davidson County | 6 | 3 | 1 | 16.7% |
| Knox County | 2 | 1 | 0 | 0.0% |
| Sevier County | 1 | 0 | 0 | 0.0% |
| Shelby County | 1 | 0 | 0 | 0.0% |
| Hamilton County | 1 | 0 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 17 applications in 2025, of which 9 were originated and 2 denied.
11.8% of all applications, or 18.2% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Fundloans Capital originated in Tennessee in 2025 was 7.63%, against a statewide median of 6.62%.
About this data. Figures are Fundloans Capital's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology