FNB Bank in Iowa vs the state
12.5%Denial rate-0.36 pts vs state
12.8%Decision denial rate-2.54 pts vs state
66.7%Origination rate-1.79 pts vs state
—Median rate
—Rate spread (pts)
$68kMedian applicant income
32Loans originated
6Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 49 | 27 | 18.4% | — | #211 |
| 2024 | 61 | 36 | 14.8% | — | #193 |
| 2025 | 48 | 32 | 12.5% | — | #221 |
What FNB Bank lends in Iowa
By loan purpose
By loan type
Where in Iowa
Counties with the most FNB Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cass County | 14 | 11 | 0 | 0.0% |
| Adair County | 11 | 9 | 2 | 18.2% |
| Woodbury County | 8 | 3 | 2 | 25.0% |
| Guthrie County | 3 | 2 | 1 | 33.3% |
| Union County | 2 | 2 | 0 | 0.0% |
| Plymouth County | 2 | 0 | 0 | 0.0% |
| Adams County | 2 | 1 | 0 | 0.0% |
| Warren County | 1 | 1 | 0 | 0.0% |
| Ida County | 1 | 1 | 0 | 0.0% |
| Audubon County | 1 | 1 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 48 applications in 2025, of which 32 were originated and 6 denied.
12.5% of all applications, or 12.8% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are FNB Bank's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology