FlexPoint in Kansas vs the state
0.0%Denial rate-15.03 pts vs state
0.0%Decision denial rate-18.28 pts vs state
83.3%Origination rate+19.51 pts vs state
7.75%Median rate+1.13 pts vs state
—Rate spread (pts)
—Median applicant income
5Loans originated
0Denied
What FlexPoint lends in Kansas
By loan purpose
By loan type
Where in Kansas
Counties with the most FlexPoint applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 5 | 4 | 0 | 0.0% |
| Butler County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 6 applications in 2025, of which 5 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans FlexPoint originated in Kansas in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are FlexPoint's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology