Five Star Bank · Oregon · 2025

Five Star Bank in Oregon: approval rate, denial rate and rates (2025)

Five Star Bank took 6 mortgage applications in Oregon in 2025, ranking #416 of 700 lenders active in the state. It originated 100.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 15.3%.

6Applicationsin OR
0.0%Decision denial ratestate 19.2%
Median ratestate 6.75%
$2,300,000Median loanstate $275,000
$14MVolume5 counties

Five Star Bank in Oregon vs the state

0.0%Denial rate-15.31 pts vs state
0.0%Decision denial rate-19.16 pts vs state
100.0%Origination rate+39.38 pts vs state
Median rate
Rate spread (pts)
Median applicant income
6Loans originated
0Denied

What Five Star Bank lends in Oregon

By loan purpose

Home purchase 3 50% · 0.0% denied
Refinance 3 50% · 0.0% denied

By loan type

Conventional 6 100% · 0.0% denied

Where in Oregon

Counties with the most Five Star Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Jackson County 220 0.0%
Clackamas County 110 0.0%
Coos County 110 0.0%
Multnomah County 110 0.0%
Marion County 110 0.0%

Other large lenders in Oregon

LenderGradeApplicationsDenial rateMedian rate
Onpoint Community Credit UnionB 10,71015.7%7.50%
Rocket MortgageC 6,64916.3%6.75%
United Shore Financial ServicesB 6,60010.4%6.25%
Guild MortgageA 6,0342.6%6.55%
U.S. BankD 4,87531.6%7.85%
Umpqua BankC 3,15523.0%7.50%
NewrezD 2,94512.9%6.63%
CMG MortgageA 2,7022.9%6.50%
Pennymac Loan ServicesC 2,64210.2%6.62%
Rogue Credit UnionC 2,51110.2%7.49%

Frequently asked questions

Oregon: 6 applications in 2025, of which 6 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Five Star Bank's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology