First State Bank of St. Charles, Missouri in Florida vs the state
0.0%Denial rate-21.06 pts vs state
0.0%Decision denial rate-27.24 pts vs state
100.0%Origination rate+47.31 pts vs state
6.63%Median rate0.00 pts vs state
0.20Rate spread (pts)-0.07 pts vs state
$185kMedian applicant income
17Loans originated
0Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 21 | 19 | 0.0% | 6.38% | #821 |
| 2024 | 20 | 20 | 0.0% | 6.50% | #771 |
| 2025 | 17 | 17 | 0.0% | 6.63% | #795 |
What First State Bank of St. Charles, Missouri lends in Florida
By loan purpose
By loan type
Where in Florida
Counties with the most First State Bank of St. Charles, Missouri applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lee County | 4 | 4 | 0 | 0.0% |
| Brevard County | 2 | 2 | 0 | 0.0% |
| St. Johns County | 2 | 2 | 0 | 0.0% |
| Okaloosa County | 1 | 1 | 0 | 0.0% |
| Santa Rosa County | 1 | 1 | 0 | 0.0% |
| Charlotte County | 1 | 1 | 0 | 0.0% |
| Bay County | 1 | 1 | 0 | 0.0% |
| Martin County | 1 | 1 | 0 | 0.0% |
| Marion County | 1 | 1 | 0 | 0.0% |
| Palm Beach County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 17 applications in 2025, of which 17 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans First State Bank of St. Charles, Missouri originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are First State Bank of St. Charles, Missouri's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology