First Savings Bank of Hegewisch · Illinois · 2025

First Savings Bank of Hegewisch in Illinois: approval rate, denial rate and rates (2025)

First Savings Bank of Hegewisch took 67 mortgage applications in Illinois in 2025, ranking #413 of 1,150 lenders active in the state. It originated 37.3% of them and denied 22.4% (37.5% of the applications it decided), against a statewide denial rate of 17.1%.

67Applicationsin IL
37.5%Decision denial ratestate 21.7%
Median ratestate 6.75%
$165,000Median loanstate $185,000
$6.5MVolume5 counties

First Savings Bank of Hegewisch in Illinois vs the state

22.4%Denial rate+5.27 pts vs state
37.5%Decision denial rate+15.82 pts vs state
37.3%Origination rate-21.43 pts vs state
Median rate
Rate spread (pts)
$111kMedian applicant income
25Loans originated
15Denied

Trend in Illinois

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023812724.7%5.95%#368
2024753324.0%6.33%#382
2025672522.4%#413

What First Savings Bank of Hegewisch lends in Illinois

By loan purpose

Home purchase 29 43% · 17.2% denied
Refinance 25 37% · 16.0% denied
Home improvement 1 1% · 100.0% denied
Other / HELOC 12 18% · 41.7% denied

By loan type

Conventional 67 100% · 22.4% denied

Where in Illinois

Counties with the most First Savings Bank of Hegewisch applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Cook County 501711 22.0%
Will County 1143 27.3%
DuPage County 421 25.0%
Lake County 110 0.0%
Kendall County 110 0.0%

Other large lenders in Illinois

LenderGradeApplicationsDenial rateMedian rate
Guaranteed RateB 17,4794.9%6.63%
Rocket MortgageC 16,97119.7%6.75%
United Shore Financial ServicesB 15,64413.0%6.50%
JPMorgan Chase BankB 13,5749.7%6.49%
U.S. BankD 10,07638.3%7.00%
Crosscountry MortgageB 8,7794.5%6.75%
Fifth Third BankD 8,62832.1%7.50%
The Huntington National BankD 8,22631.9%6.99%
BMO BankF 8,00732.7%8.33%
Loandepot.ComD 7,01917.7%6.88%

Frequently asked questions

Illinois: 67 applications in 2025, of which 25 were originated and 15 denied.

22.4% of all applications, or 37.5% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are First Savings Bank of Hegewisch's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology