First Savings Bank in Connecticut vs the state
38.5%Denial rate+21.06 pts vs state
55.6%Decision denial rate+33.97 pts vs state
30.8%Origination rate-29.61 pts vs state
7.73%Median rate+1.11 pts vs state
0.52Rate spread (pts)+0.29 pts vs state
$135kMedian applicant income
4Loans originated
5Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 31 | 15 | 12.9% | 7.13% | #247 |
| 2024 | 9 | 6 | 33.3% | 7.69% | #372 |
| 2025 | 13 | 4 | 38.5% | 7.73% | #345 |
What First Savings Bank lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most First Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09160 | 4 | 3 | 1 | 25.0% |
| 09110 | 4 | 1 | 2 | 50.0% |
| 09190 | 2 | 0 | 1 | 50.0% |
| 09170 | 1 | 0 | 0 | 0.0% |
| 09120 | 1 | 0 | 1 | 100.0% |
| 09180 | 1 | 0 | 0 | 0.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 13 applications in 2025, of which 4 were originated and 5 denied.
38.5% of all applications, or 55.6% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans First Savings Bank originated in Connecticut in 2025 was 7.73%, against a statewide median of 6.63%.
About this data. Figures are First Savings Bank's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology