First PREMIER Bank in Nebraska vs the state
28.6%Denial rate+16.04 pts vs state
50.0%Decision denial rate+34.86 pts vs state
28.6%Origination rate-38.71 pts vs state
6.19%Median rate-0.44 pts vs state
0.30Rate spread (pts)+0.07 pts vs state
$160kMedian applicant income
2Loans originated
2Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 3 | 0.0% | 6.50% | #246 |
| 2025 | 7 | 2 | 28.6% | 6.19% | #276 |
What First PREMIER Bank lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most First PREMIER Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Holt County | 4 | 1 | 2 | 50.0% |
| Cheyenne County | 1 | 0 | 0 | 0.0% |
| Sarpy County | 1 | 1 | 0 | 0.0% |
| Dixon County | 1 | 0 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 7 applications in 2025, of which 2 were originated and 2 denied.
28.6% of all applications, or 50.0% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans First PREMIER Bank originated in Nebraska in 2025 was 6.19%, against a statewide median of 6.63%.
About this data. Figures are First PREMIER Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology