First PREMIER Bank in Florida vs the state
71.4%Denial rate+50.37 pts vs state
100.0%Decision denial rate+72.76 pts vs state
0.0%Origination rate-52.69 pts vs state
—Median rate
—Rate spread (pts)
$171kMedian applicant income
0Loans originated
5Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 13 | 4 | 38.5% | 6.50% | #916 |
| 2024 | 10 | 1 | 50.0% | 6.13% | #914 |
| 2025 | 7 | 0 | 71.4% | — | #996 |
What First PREMIER Bank lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most First PREMIER Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pasco County | 2 | 0 | 1 | 50.0% |
| St. Lucie County | 1 | 0 | 1 | 100.0% |
| Broward County | 1 | 0 | 1 | 100.0% |
| Orange County | 1 | 0 | 1 | 100.0% |
| Collier County | 1 | 0 | 0 | 0.0% |
| Suwannee County | 1 | 0 | 1 | 100.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 7 applications in 2025, of which 0 were originated and 5 denied.
71.4% of all applications, or 100.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are First PREMIER Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology