First Interstate Bank in Missouri vs the state
30.3%Denial rate+15.23 pts vs state
33.3%Decision denial rate+14.63 pts vs state
60.6%Origination rate-2.05 pts vs state
8.44%Median rate+1.81 pts vs state
1.37Rate spread (pts)+1.02 pts vs state
$76kMedian applicant income
20Loans originated
10Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 50 | 25 | 24.0% | 8.25% | #324 |
| 2024 | 46 | 14 | 47.8% | 9.00% | #346 |
| 2025 | 33 | 20 | 30.3% | 8.44% | #394 |
What First Interstate Bank lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most First Interstate Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harrison County | 7 | 4 | 3 | 42.9% |
| Gentry County | 6 | 4 | 2 | 33.3% |
| Mercer County | 5 | 4 | 1 | 20.0% |
| Jackson County | 4 | 3 | 0 | 0.0% |
| Grundy County | 3 | 0 | 2 | 66.7% |
| Putnam County | 2 | 1 | 1 | 50.0% |
| Worth County | 1 | 1 | 0 | 0.0% |
| Taney County | 1 | 1 | 0 | 0.0% |
| Nodaway County | 1 | 1 | 0 | 0.0% |
| Clay County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 33 applications in 2025, of which 20 were originated and 10 denied.
30.3% of all applications, or 33.3% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans First Interstate Bank originated in Missouri in 2025 was 8.44%, against a statewide median of 6.63%.
About this data. Figures are First Interstate Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology