First Interstate Bank in Arizona vs the state
37.5%Denial rate+21.27 pts vs state
42.9%Decision denial rate+22.45 pts vs state
48.4%Origination rate-11.04 pts vs state
8.25%Median rate+1.75 pts vs state
1.04Rate spread (pts)+0.82 pts vs state
$108kMedian applicant income
31Loans originated
24Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 66 | 33 | 30.3% | 8.75% | #279 |
| 2024 | 79 | 38 | 32.9% | 9.00% | #266 |
| 2025 | 64 | 31 | 37.5% | 8.25% | #285 |
What First Interstate Bank lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most First Interstate Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pinal County | 29 | 12 | 13 | 44.8% |
| Maricopa County | 15 | 8 | 5 | 33.3% |
| Santa Cruz County | 8 | 1 | 5 | 62.5% |
| Pima County | 8 | 7 | 1 | 12.5% |
| Yavapai County | 3 | 3 | 0 | 0.0% |
| La Paz County | 1 | 0 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 64 applications in 2025, of which 31 were originated and 24 denied.
37.5% of all applications, or 42.9% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans First Interstate Bank originated in Arizona in 2025 was 8.25%, against a statewide median of 6.50%.
About this data. Figures are First Interstate Bank's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology