First Horizon Bank in South Carolina vs the state
20.9%Denial rate+2.58 pts vs state
22.9%Decision denial rate-0.55 pts vs state
68.4%Origination rate+11.74 pts vs state
6.63%Median rate+0.13 pts vs state
0.13Rate spread (pts)-0.09 pts vs state
$188kMedian applicant income
108Loans originated
33Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 260 | 166 | 24.6% | 5.63% | #135 |
| 2024 | 196 | 136 | 12.8% | 6.75% | #176 |
| 2025 | 158 | 108 | 20.9% | 6.63% | #203 |
What First Horizon Bank lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most First Horizon Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greenville County | 33 | 26 | 5 | 15.2% |
| Richland County | 28 | 20 | 6 | 21.4% |
| Charleston County | 22 | 15 | 5 | 22.7% |
| Lexington County | 16 | 12 | 3 | 18.8% |
| Spartanburg County | 11 | 5 | 3 | 27.3% |
| York County | 8 | 7 | 1 | 12.5% |
| Beaufort County | 6 | 5 | 0 | 0.0% |
| Lancaster County | 4 | 2 | 1 | 25.0% |
| Georgetown County | 4 | 0 | 3 | 75.0% |
| Horry County | 4 | 4 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 158 applications in 2025, of which 108 were originated and 33 denied.
20.9% of all applications, or 22.9% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans First Horizon Bank originated in South Carolina in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are First Horizon Bank's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology