First Federal Savings Bank of Champaign Urbana in Illinois vs the state
0.9%Denial rate-16.25 pts vs state
0.9%Decision denial rate-20.79 pts vs state
96.5%Origination rate+37.78 pts vs state
—Median rate
-0.14Rate spread (pts)-0.52 pts vs state
$116kMedian applicant income
111Loans originated
1Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 117 | 107 | 4.3% | — | #311 |
| 2024 | 130 | 122 | 3.9% | — | #296 |
| 2025 | 115 | 111 | 0.9% | — | #328 |
What First Federal Savings Bank of Champaign Urbana lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most First Federal Savings Bank of Champaign Urbana applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Champaign County | 104 | 100 | 1 | 1.0% |
| Piatt County | 7 | 7 | 0 | 0.0% |
| De Witt County | 1 | 1 | 0 | 0.0% |
| Moultrie County | 1 | 1 | 0 | 0.0% |
| Iroquois County | 1 | 1 | 0 | 0.0% |
| Sangamon County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 115 applications in 2025, of which 111 were originated and 1 denied.
0.9% of all applications, or 0.9% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are First Federal Savings Bank of Champaign Urbana's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology