First Federal Bank, A · Tennessee · 2025

First Federal Bank, A in Tennessee: approval rate, denial rate and rates (2025)

First Federal Bank, A took 7 mortgage applications in Tennessee in 2025, ranking #680 of 1,274 lenders active in the state. It originated 85.7% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.1%.

7Applicationsin TN
0.0%Decision denial ratestate 21.7%
6.19%Median ratestate 6.62%
$405,000Median loanstate $225,000
$4.2MVolume6 counties

First Federal Bank, A in Tennessee vs the state

0.0%Denial rate-17.14 pts vs state
0.0%Decision denial rate-21.68 pts vs state
85.7%Origination rate+27.63 pts vs state
6.19%Median rate-0.44 pts vs state
0.03Rate spread (pts)-0.21 pts vs state
$145kMedian applicant income
6Loans originated
0Denied

Trend in Tennessee

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231060.0%6.06%#614
2024860.0%6.50%#650
2025760.0%6.19%#680

What First Federal Bank, A lends in Tennessee

By loan purpose

Home purchase 6 86% · 0.0% denied
Refinance 1 14% · 0.0% denied

By loan type

Conventional 5 71% · 0.0% denied
FHA 2 29% · 0.0% denied

Where in Tennessee

Counties with the most First Federal Bank, A applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Davidson County 220 0.0%
Lawrence County 110 0.0%
Knox County 110 0.0%
Shelby County 110 0.0%
Rutherford County 100 0.0%
Fayette County 110 0.0%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 7 applications in 2025, of which 6 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

The median rate on loans First Federal Bank, A originated in Tennessee in 2025 was 6.19%, against a statewide median of 6.62%.

About this data. Figures are First Federal Bank, A's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology