First Credit Corporation of New York in Connecticut vs the state
42.3%Denial rate+24.91 pts vs state
46.5%Decision denial rate+24.89 pts vs state
20.5%Origination rate-39.87 pts vs state
7.37%Median rate+0.74 pts vs state
1.59Rate spread (pts)+1.35 pts vs state
$71kMedian applicant income
16Loans originated
33Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 79 | 20 | 45.6% | 7.74% | #158 |
| 2024 | 75 | 0 | 69.3% | — | #182 |
| 2025 | 78 | 16 | 42.3% | 7.37% | #195 |
What First Credit Corporation of New York lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most First Credit Corporation of New York applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09110 | 24 | 7 | 6 | 25.0% |
| 09180 | 21 | 5 | 6 | 28.6% |
| 09140 | 11 | 1 | 8 | 72.7% |
| 09190 | 10 | 1 | 6 | 60.0% |
| 09170 | 7 | 1 | 6 | 85.7% |
| 09130 | 5 | 1 | 1 | 20.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 78 applications in 2025, of which 16 were originated and 33 denied.
42.3% of all applications, or 46.5% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans First Credit Corporation of New York originated in Connecticut in 2025 was 7.37%, against a statewide median of 6.63%.
About this data. Figures are First Credit Corporation of New York's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology