First Credit Corporation of New York in Colorado vs the state
93.8%Denial rate+78.12 pts vs state
93.8%Decision denial rate+74.09 pts vs state
6.3%Origination rate-53.77 pts vs state
7.49%Median rate+0.87 pts vs state
2.23Rate spread (pts)+2.08 pts vs state
$65kMedian applicant income
1Loans originated
15Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 79 | 5 | 89.9% | 7.24% | #234 |
| 2024 | 42 | 0 | 95.2% | — | #314 |
| 2025 | 16 | 1 | 93.8% | 7.49% | #444 |
What First Credit Corporation of New York lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most First Credit Corporation of New York applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Weld County | 13 | 1 | 12 | 92.3% |
| Adams County | 2 | 0 | 2 | 100.0% |
| Lake County | 1 | 0 | 1 | 100.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 16 applications in 2025, of which 1 were originated and 15 denied.
93.8% of all applications, or 93.8% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans First Credit Corporation of New York originated in Colorado in 2025 was 7.49%, against a statewide median of 6.63%.
About this data. Figures are First Credit Corporation of New York's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology