First Colony Mortgage in Nebraska vs the state
6.3%Denial rate-6.28 pts vs state
9.1%Decision denial rate-6.05 pts vs state
43.8%Origination rate-23.53 pts vs state
6.13%Median rate-0.50 pts vs state
0.33Rate spread (pts)+0.10 pts vs state
$99kMedian applicant income
7Loans originated
1Denied
What First Colony Mortgage lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most First Colony Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 9 | 3 | 1 | 11.1% |
| Sarpy County | 3 | 2 | 0 | 0.0% |
| Lancaster County | 2 | 1 | 0 | 0.0% |
| Richardson County | 1 | 0 | 0 | 0.0% |
| Pawnee County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 16 applications in 2025, of which 7 were originated and 1 denied.
6.3% of all applications, or 9.1% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans First Colony Mortgage originated in Nebraska in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are First Colony Mortgage's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology