First Central Savings Bank in Connecticut vs the state
33.3%Denial rate+15.93 pts vs state
33.3%Decision denial rate+11.74 pts vs state
66.7%Origination rate+6.29 pts vs state
—Median rate
—Rate spread (pts)
$84kMedian applicant income
4Loans originated
2Denied
What First Central Savings Bank lends in Connecticut
By loan purpose
By loan type
Where in Connecticut
Counties with the most First Central Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09120 | 2 | 1 | 1 | 50.0% |
| 09160 | 1 | 1 | 0 | 0.0% |
| 09170 | 1 | 1 | 0 | 0.0% |
| 09110 | 1 | 0 | 1 | 100.0% |
| 09140 | 1 | 1 | 0 | 0.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 6 applications in 2025, of which 4 were originated and 2 denied.
33.3% of all applications, or 33.3% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are First Central Savings Bank's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology