First Alliance Home Mortgage in Florida vs the state
10.8%Denial rate-10.31 pts vs state
18.5%Decision denial rate-8.72 pts vs state
47.3%Origination rate-5.38 pts vs state
6.63%Median rate0.00 pts vs state
0.57Rate spread (pts)+0.31 pts vs state
$94kMedian applicant income
88Loans originated
20Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 222 | 125 | 14.4% | 6.88% | #365 |
| 2024 | 167 | 99 | 4.8% | 6.75% | #402 |
| 2025 | 186 | 88 | 10.8% | 6.63% | #381 |
What First Alliance Home Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most First Alliance Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miami-Dade County | 47 | 20 | 4 | 8.5% |
| Hillsborough County | 26 | 12 | 6 | 23.1% |
| Broward County | 23 | 14 | 1 | 4.3% |
| Pasco County | 11 | 3 | 3 | 27.3% |
| Lee County | 9 | 3 | 1 | 11.1% |
| Palm Beach County | 8 | 2 | 2 | 25.0% |
| Polk County | 7 | 2 | 1 | 14.3% |
| Duval County | 7 | 1 | 0 | 0.0% |
| St. Lucie County | 6 | 6 | 0 | 0.0% |
| Hernando County | 5 | 2 | 1 | 20.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 186 applications in 2025, of which 88 were originated and 20 denied.
10.8% of all applications, or 18.5% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans First Alliance Home Mortgage originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are First Alliance Home Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology